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Maryland family law: Social Security and divorce

For divorcing couples in Maryland and elsewhere, addressing current and future finances is a big part of the dissolution process. After all, no one wants to be left in a bad economic situation when all is said and done, especially those who are nearing retirement years. One's family law attorney and other specialists can help in obtaining monetary settlements that are the best for everyone involved.

When going through finances in divorce, one of the last things couples may think about is Social Security. Those who have paid into Social Security will have the opportunity to collect those benefits during retirement. This can be a great supplement to one's savings. However, few may realize that they may be able to collect based on an ex-spouses work record -- which can make a substantial difference in how much they are able to receive.

Of course, there are very specific guidelines that must be met before claims of this nature will be approved. First of all, a couple must have been married for at least 10 years in order for either spouse to make a claim on the other's work record. On top of that, the individual making the claim must remain single at least until the age of 60. Those whose marriages failed to make it to the 10 year mark will have their claims denied, as will those who choose to remarry before they reach the designated age.

The Social Security benefit that one is entitled to in retirement can make a big difference in how one lives. That is why knowing this information before finalizing a divorce is so important, as it can also have an affect on a final settlement. Divorcing couples in Maryland can seek counsel from family law attorneys and financial advisors before completing the divorce process in order to make sure that they are aware of all benefits to which they are entitled, and so that they can achieve the best settlements for their current and future needs.

Source:, "What does divorce have to do with Social Security benefits?", Bill Jones, June 25, 2016

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