ESTIMATE OF SETTLEMENT COSTS

(Funds needed in addition to your good faith deposit, new loan & other credits)

1. Balance of Down Payment
2. Loan Fees (Points)
3. Mortgage Insurance (if required)
4. Prepaid Interest (up to 30 days)
5. Other Lender Fees & Charges
6. Appraisal Fee
7. Credit Report
8. Escrows
   • Hazard Insurance (2 months)
   • Mortgage Insurance
   • Property Taxes (14 months including seller adjustment)
9. Legal fee to Bromberg Rosenthal LLP
10. Title Search/Abstract
11. Title Insurance
12. Governmental Recording Charges
    • Recording Deed and Trust
    • County Transfer Tax
    • State Transfer Tax
    • Recordation Stamps
13. Other Costs
14. Survey
15. Termite Inspection
16. Homeowners' or Condo Dues
17. Other (courier, etc.)